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Financial Habits

Financial Wellness

New year, new you, new financial habits

Posted On: January 3, 2022 by First Option Bank in: Tips & Tricks

It’s 2022! There's no time like the present to set a few financial resolutions for the year to come, especially if you're not feeling great about the amount of money you spent on holiday gifts for friends and family.

Visit the First Option Bank financial wellness center to find some inspiration and tips that will keep you on track all year long, including:

How to create a personal plan for growing your emergency fund Developing an action plan for paying off...
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Tags: Financial Habits, Financial Wellness

credit cards

Credit Cards and Healthy Financial Habits

Posted On: August 18, 2021 by First Option Bank in: Financial Wellness, Tips & Tricks

83% of adults in the US have at least one credit card. A credit card can be a great financial tool with many benefits, but its important that consumers also understand the consequences if they don’t use their cards responsibly.

Review this topic to learn more about:

How credit cards work The benefits and risks of credit cards How credit card use influences your credit score

We can help you learn more about credit cards:

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Tags: Credit Cards, Financial Habits, Financial Wellness

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