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Credit & Debit Cards

Add Convenience to Purchasing For Your Business

Make purchases for your business in person and online anywhere Visa® is accepted. With a debit card or credit card for your business from First Option Bank, you can leave your cash and checkbook at the office. In addition to making purchases easier and more secure, business debit and credit cards offer a wide range of benefits that can help your business now and in the future.

Business Debit Cards

This card is connected to your business’s checking account and offers several features, including:

  • Get cash, transfer funds, check your balance at an ATM
  • Easily track your expenses within online banking
  • Access to surcharge-free ATMs

Business Credit Cards

A credit card is a valuable tool for your business and your employees. You can distribute these cards to your employees and set transaction and spending limits to maintain standards and flexibility. All transactions are fully protected thanks to the Visa® Zero Liability program to prevent unauthorized card use and fraudulent purchases. Visa® Business Credit Cards also offer:

  • Extended warranty protection on purchases
  • Auto rental insurance
  • Travel and emergency service
  • Travel accident insurance up to $150,000
  • AutoPay

To apply for a business credit card, download the application below and mail or bring it in to your First Option Bank location.

Credit Card Application


Commercial Cardholder Agreement


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