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Privacy Policy Facts
WHY?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and transaction history

When you are no longer our customer, we continue to share your information as described in this notice

HOW?All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons First Option Bank chooses to share and whether you can limit this sharing.


Reasons we can share your personal information
Reasons we can share your personal informationDoes First Option Bank share?Can you limit this sharing?

For our everyday business purposes-- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus


For our marketing purposes--

to offer our products and services to you

For joint marketing with other financial companiesNoWe don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
For our affiliates' everyday business purposes -
information about your creditworthiness
NoWe don’t share
Non-affiliates to market to youNoWe don’t share


What we do
Who we do

Who is providing this notice?

First Option Bank

What we do
What we do

How does First Option Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First Option Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or withdraw or deposit money
  • Pay your bills or apply for a loan
  • Use your debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes -- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing




Companies related by common ownership or control. They can be financial and nonfinancial companies


Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • First Option Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

This document is also available in PDF form.   You will need Adobe Acrobat Reader installed on your computer to view this as a PDF.  If you would like to view this document in PDF form please click here.

Questions? - Call 913-755-3811 or go to

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