A copy of this Privacy Policy can be mailed upon request by calling 913-557-0800
First Option Bank Privacy Policy
Facts: What does First Option Bank Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and transaction history When you are no longer our customer, we continue to share your information as described in this notice.
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons First Option Bank chooses to share and whether you can limit this sharing.
Reasons we can share your personal information | Does First Option share? | Can you limit this sharing? |
---|---|---|
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | Yes | No |
For our marketing purposes to offer our products and services to you. | Yes | No |
For joint marketing with other financial companies. | No | We Don't Share This Information |
For our affiliates' everyday business purposes such as information about your transactions and experiences. | Yes | No |
For our affiliates' everyday business purposes such as information about your creditworthiness. | No | We Don't Share This Information |
Non affiliates to market to you. | No | We Don't Share This Information |
Who We Are
Who is providing this notice?
First Option Bank
What We Do
How does First Option Bank Protect My Personal Information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Option Bank Collect My Personal Information?
We collect your personal information, for example, when you
- Open an account or withdraw or deposit money
- Pay your bills or apply for a loan
- Use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why Can't I Limit All Sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes -- information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies
Non-Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- First Option Bank does not share with non-affiliates so they can market to you
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Questions?
Call (913)557-0800 or go to firstoptionbank.com