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Credit Scores and Reports

What does it mean to be creditworthy?

Your credit score may seem like a random number, but it provides financial institutions and other companies with a snapshot of how “creditworthy” you are, which can have a big impact on your life. Understanding how credit scores and reports work can help you achieve financial goals such as buying a home, leasing a car, or paying off debt. 

You’re in luck! Our short 5-minute lessons include information about:

  • The types of institutions and companies that may use your credit score
  • The importance of credit, how to monitor credit, and how to improve and maintain credit

With a few tips, we can help you develop healthier credit habits in less than 10 minutes. Visit the First Option Bank financial education center:


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