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At First Option Bank, we pride ourselves on offering "Banking at Its Best." Please contact us for further assistance if you don't see what you need here.

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Home Equity Loans

Put the equity in your home to work for you! With a home equity loan from First Option Bank you can make home improvements, take a long-awaited vacation, finance a major purchase, whatever you need!

Home Equity Line of Credit

This is the home equity loan for you if you need some money now and will need more later.

Closed End Home Equity Loan

This home equity loan option could add relief to your budget if you are planning a one-time large purchase or are concerned about changing interest rates.

Our lending professionals can help you choose the right home equity loan for you and your needs.

In addition to a completed loan application, we will also need the following to complete the application process:

  • Income verification (W-2 form or recent pay stubs)
  • A legal description of the property if First Option Bank does not currently hold your mortgage loan

Click here to complete an Online Loan Application. One of our lending professionals will contact you to complete the process.