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Credit Card Processing

Personalized Payment Processing Solutions for Your Business

For many consumers, using a credit or debit card is their preferred method of payment. Are you making it easy for these prospective customers to do business with you? First Option Bank is here to help. We provide industry-leading payment processing solutions which are convenient, safe and affordable. Whether you are looking to start accepting credit cards or are interested in switching providers, we are here to help with cost-saving solutions for all types of businesses.



Why partner with us?

To better support our business clients, First Option Bank has partnered with BASYS Processing to offer credit card processing services that are convenient, safe, and affordable. Due to the partnership between First Option Bank and BASYS, our valued customers will enjoy the following benefits:

  • A dedicated account manager for all customer service inquiries

  • Comprehensive PCI Compliance support

  • Online reporting capabilities

  • Acceptance of all major card brands

  • Competitive rates


We have a variety of processing solutions to help every type of operation accept credit and debit payments, from local businesses to retail e-commerce sites and everything in between. First Option Bank and BASYS are proud to offer the following:



Our comprehensive payment terminals are equipped with the latest EMV chip card technology and PIN-pad compatibility. Ethernet, dial-up, and Wi-Fi connectivity are available. Auto-settlement can be scheduled to ensure your terminal batches out each evening, and you receive funding quickly. Next-day funding is available for most businesses.

virtual terminals

Virtual Terminals

BASYS Processing’s proprietary virtual terminal is the ideal fit for B2B organizations accepting mail and telephone orders or those that require recurring billing capabilities. Process credit and debit cards on any device with an internet connection and qualify for the lowest possible rates on card-not-present transactions. Level II and Level III rates could save your business THOUSANDS. Setup is easy and no new devices are required!

Point of Sale

Point of Sale (POS)

For integrated business tools and an intuitive end-user experience, First Option Bank and BASYS offer the Clover® POS solution. This system’s integrated apps and add-ons allow it to scale with your business for ultimate flexibility.

Mobile Processing

Mobile Processing

Accept credit and debit card payments wherever your business takes you! With our user-friendly mobile solutions, accepting payments is as easy as plugging in the chip reader. Mobile processing is a great solution for food trucks, HVAC services, and other businesses that need to accept payments on the go.



Collect payments anytime, anywhere, by allowing your customers to pay online. BASYS and First Option Bank can implement a secure online shopping cart for your business or integrate with an existing one.

Software Integration

Software Integration

Process credit and debit card payments securely without leaving your existing Point of Sale (POS) or Enterprise Resource Planning (ERP) system. First Option Bank and BASYS can integrate with almost any system currently on the market.


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Contact Us

Ready to experience the difference of working with First Option Bank? For more information on how we can help your business, call us at (913) 557-0800.



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