At First Option Bank, we pride ourselves on offering "Banking at Its Best." Please contact us for further assistance if you don't see what you need here.


First Option Bank Visa® Card

First Option Bank offers just the right Visa® Credit Card to fit your personal or business needs. Use your First Option Bank credit card anywhere Visa® is accepted, get a cash advance at thousands of ATMs, and still receive the quality service you’ve come to expect from your hometown bank.

Visa® Credit Card

Our Visa® Classic and Visa® Platinum credit cards are designed to help you manage your account sensibly. Each card is simple, reliable, safe and easy to use with no complicated fees or rules. Use your card when making a purchase wherever Visa is accepted and enjoy these value-added features:

  • Low variable rate
  • No annual fee
  • Free online account information
  • Worldwide acceptance
  • Cash advance at thousands of ATMs
  • Auto rental insurance
  • Automatic payment option
  • Travel accident insurance coverage
  • Prompt, friendly service you've come to expect from your community bank

There are special benefits for those who qualify for the Visa® Platinum Card!

  • Visa® Platinum cardholders earn 1.5% cash rewards for every dollar spent – every time you use your card to shop, dine, travel, pay bills or entertain
  • There is no cap to how much cash back you may earn
  • Ask us for more details!

Click here to apply online today for your First Option Bank Visa® Credit Card!