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At First Option Bank, we pride ourselves on offering "Banking at Its Best." Please contact us for further assistance if you don't see what you need here.

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Check Card / ATM Card

With First Option Bank’s Instant Issue Check Cards, there’s no waiting for your card to arrive in the mail. Come in to open your checking account and walk out with your new check card for same-day access to your new account. Enjoy the convenience of shopping anywhere Visa® is accepted and getting cash or checking your balance at the ATM.

  • More convenient than checks and safer to carry than cash
  • There are no monthly fees
  • Make purchases anywhere Visa® is accepted or get cash from any ATM
    • No charge for transactions conducted at First Option Bank ATM
  • Swipe it like a credit card but funds are deducted from your checking account immediately
  • You will select the four digit personal identification number (PIN) that is required

Your First Option Bank check card may be used surcharge free at any SUM ATM. Please go to to locate the nearest SUM ATM.

School Logo Check Card

Show your school spirit with a School Logo Check Card from First Option Bank! The card works like our regular check card, but you help raise funds for your favorite participating school each time you swipe and sign for a purchase.

Get your card today and show your school pride wherever you go!

If your First Option Bank Check Card has been lost or stolen, please contact us as soon as possible in order to keep potential losses to a minimum or avoided entirely. During regular business hours, please call a Customer Service Representative at the location nearest you. After hours, please call toll free 800-500-1044.