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- No fee.
- Can be used at an ATM to obtain cash.
- Can be used anywhere a Visa credit card is accepted.
- Works like a credit card; however, the money comes out of your
checking account balance.
- Purchases will show like other debits and list the company name
and amount on the customer statement.
- You must be 18 and an authorized signer on a checking account
to obtain a checkcard.
- A four (4) digit personal identification number (PIN) is required
and will be selected by the customer at the time they fill out
an application for the ATM card.
- There is no charge for transactions conducted at First Option
Bank ATMs.
- First Option Bank will charge $1.00 for transactions outside
our ATM network. Surcharges (charges by the bank who services
the ATM) may vary for ATMs outside of our network
- The checkcard can be used for business and personal accounts.
- If a checkcard is lost or stolen, customer needs to notify First
Option Bank ASAP. We will hot card the account so that nothing
will be authorized; and if there is an attempt to use the card,
it will be picked up and kept by the merchant.
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