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Check Card
  • No fee.
  • Can be used at an ATM to obtain cash.
  • Can be used anywhere a Visa credit card is accepted.
  • Works like a credit card; however, the money comes out of your checking account balance.
  • Purchases will show like other debits and list the company name and amount on the customer statement.
  • You must be 18 and an authorized signer on a checking account to obtain a checkcard.
  • A four (4) digit personal identification number (PIN) is required and will be selected by the customer at the time they fill out an application for the ATM card.
  • There is no charge for transactions conducted at First Option Bank ATMs.
  • First Option Bank will charge $1.00 for transactions outside our ATM network. Surcharges (charges by the bank who services the ATM) may vary for ATMs outside of our network
  • The checkcard can be used for business and personal accounts.
  • If a checkcard is lost or stolen, customer needs to notify First Option Bank ASAP. We will hot card the account so that nothing will be authorized; and if there is an attempt to use the card, it will be picked up and kept by the merchant.

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