Real Estate Loan Programs
Whether you’re buying your first home, looking for your next home, or preparing to build a new home, First Option Bank has the right financing options for you and the expert guidance to help you through the process. Our experienced lenders can design the program that best fits your needs and will provide you the personalized customer service you deserve!
Contact our mortgage lending specialist at the location nearest you to see how we might help you move to the home of your dreams.
In addition to a completed mortgage loan application, we will also need to receive the following documents in order to complete the application process:
- Current Pay Stubs
- Last two year's W-2 Statements
- Last two Years' Tax Returns if self-employed
- Current Bank Statements for checking and savings accounts
- Purchase Agreement if purchasing a home
- Current landlord information (if applicable)
- Legal Description
- Blue prints and cost estimates if you are applying for a construction loan