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First Option FREE Checking

This is a simple, free, convenient account with unlimited check writing and check card transactions. Automated Overdraft Privilege may apply.*

  • Minimum opening deposit of $100 is required
  • Maximum Overdraft Privilege of $300
  • No monthly service charge
  • No minimum balance requirement
  • Unlimited check writing privileges
  • FREE transactions at First Option Bank ATMs
  • FREE Visa® Check card
  • Overdraft Privilege may be available

* Account Disclosure link

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First Market Plus

First Market Plus pays a highly competitive rate and combines the best of bank and brokerage money market accounts into one high-rate account. This account is for individuals only.

  • Minimum opening deposit required of $50,000
  • No minimum balance requirement
  • No monthly service charge
  • Tiered rates available
  • Unlimited check writing privileges
  • FREE Visa® Check Card
  • FREE transactions at First Option Bank ATMs
  • Deposits insured to the FDIC regulatory maximum

* Account Disclosure link

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First Insured Money Market

This is an insured money market account for customers with limited transactions who want to earn interest on their funds.

  • Minimum opening deposit of $500 required
  • Earn a higher interest rate than our VIP or savings account
  • Interest rates paid monthly*
  • No monthly fees if a minimum balance of $500 or average daily balance of $1,000 is maintained
  • Transaction limitations:
    • You may make six transfers from your account each statement period if by preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction. Three of these transfers may be made by check or similar order made by the depositor and payable to third parties. Unlimited transfers and withdrawals made in person, by messenger, or by mail.
  • Deposits insured to the FDIC regulatory maximum

* Account Disclosure link

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Member FDIC
Member FDIC

First Option Bank

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Equal Housing Lender
Equal Housing Lender
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