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Whether you’re just starting a business or keeping one going, you’ll find the best options to fit your business needs at First Option Bank. We understand how the success of your business is good for the community. That’s why we offer a menu of commercial accounts designed to help you succeed.
This account is designed for the small business owner with low transaction volume. With the Free Small Business Checking Account, you can enjoy:
- A low initial deposit requirement of only $100
- No minimum balance requirement after opening
- 200 items FREE. This includes checks and transit items.
- Minimal fees if you exceed 200 items during the monthly statement cycle.
- Account access 24 hours a day, 7 days a week with Online Banking or Xpress Phone Banking
- A FREE Visa® Business Check Card is also available with this account

This is an interest bearing checking account designed for sole-proprietor businesses, nonprofit corporations, nonprofit organizations and public funds.
- Earns interest
- $500 minimum initial deposit
- Low monthly fees
- Account access 24 hours a day, 7 days a week with Online Banking or Xpress Phone Banking
- A FREE Visa® Business Check Card is also available with this account

This checking account is designed for corporations, sole proprietorships and partnerships with higher transaction volumes.
- Low initial deposit requirement of only $100
- Low monthly fees
- Receive an earnings credit based upon your average collected balance to help offset fees
- Account access 24 hours a day, 7 days a week with Online Banking or Xpress Phone Banking
- A FREE Visa® Business Check Card is also available with this account
For further details, please contact a new accounts specialist at the location nearest you.

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